Privacy Policy

1. Introduction

Paycheck & COL Hub ("we," "us," or "our") operates the website Paycheck & COL Hub and related tools (the "Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit or use our Service. By accessing or using the Service, you agree to the practices described in this policy. If you do not agree, please do not use the Service.

2. Information We Collect

Information you provide: When you use our calculators (e.g., salary calculator, cost of living comparison, job offer compare), you may enter data such as salary amounts, locations, and cities. This information is processed in your browser and on our servers to display results. We do not require you to create an account or submit personally identifiable information (such as name or email) to use the calculators.

Automatically collected information: When you visit our Service, we and our service providers may automatically collect certain information, including your IP address, browser type, device type, referring URL, pages viewed, and the date and time of your visit. This information is used to operate the Service, analyze usage, and improve our content and tools.

3. Cookies and Similar Technologies

We use cookies and similar technologies (e.g., local storage) to provide the Service, remember preferences, and analyze traffic. We also allow third-party services to use cookies and similar technologies on our Service:

• Google AdSense: We use Google AdSense to display advertisements. Google may use cookies, web beacons, and other technologies to collect information about your visits to our Service and other sites, to serve relevant ads and measure ad performance. For more information, see Google's Privacy Policy and How Google uses data when you use our partners' sites or apps.

You can control or delete cookies through your browser settings. Disabling cookies may affect the functionality of the Service and the relevance of ads you see.

4. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the Service;
• Calculate and display salary, tax, and cost of living results;
• Understand how the Service is used and improve it;
• Comply with applicable law and protect our rights; and
• As otherwise described in this Privacy Policy.

We do not sell your personal information to third parties. We do not use the data you enter into our calculators (e.g., salary or location) to identify you or to build profiles for advertising beyond what is described in Section 3.

5. Disclosure of Information

We may share information with service providers who assist us in operating the Service (e.g., hosting, analytics, advertising). These providers are contractually or legally required to protect your information and use it only for the purposes we specify. We may also disclose information if required by law, to protect our rights or safety, or in connection with a merger, sale, or other transfer of assets.

6. Data Retention and Security

We retain information only as long as necessary to provide the Service and as required by law. We implement reasonable technical and organizational measures to protect your information against unauthorized access, alteration, or destruction. No method of transmission over the Internet or electronic storage is completely secure; we cannot guarantee absolute security.

7. Your Rights and Choices

Depending on your location, you may have rights to access, correct, delete, or restrict the processing of your personal information, or to object to certain processing. You may also have the right to lodge a complaint with a supervisory authority. To exercise these rights or ask questions about your data, please contact us using the information on our Contact page.

8. Children's Privacy

The Service is not directed to individuals under the age of 16. We do not knowingly collect personal information from children under 16. If you believe we have collected such information, please contact us and we will take steps to delete it.

9. International Transfers

Your information may be processed in countries other than your country of residence. Those countries may have different data protection laws. By using the Service, you consent to the transfer of your information to such countries as necessary to provide the Service.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page and update the "Last updated" date. Your continued use of the Service after changes constitutes acceptance of the revised policy. We encourage you to review this page periodically.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us via our Contact page.